Your dream matters

Because we care about you owning your dream home, now you can finance your home through Egyptian Housing Finance Co. a subsidiary of Crédit Agricole Egypt and benefit from the Central Bank of Egypt initiative.

FEATURES & BENEFITS

Finance up to 85 % of the value of Residential units

Finance up to 20 years

EHFC can accept 1st degree partner for an extra income

Life & Unit insurance throughout the loan duration

No admin fees

EHFC can finance registered units, eligible ones for registration, new urban communities/ cities located in: Greater Cairo, such as (New Cairo City /6th of October City), and all over governorates in Egypt.

Eligibility Criteria

Middle Income Customers

Interest rate up to 8%

Maximum unit price 700,000 EGP

Maximum monthly income in the case of a single person 10,000 EGP and the married 14,000 EGP

Above Middle Income Customers

Interest rate up to 10.5%

Maximum unit price 950,000 EGP

Maximum monthly income in the case of a single person 15,000 EGP and the married 20,000 EGP

You can pay monthly rentals up to 10 years and own the leased property at the end of the term of the lease.

Under Ijarah Program financing, EHFC buys the property from the developer/seller & lease it to the customer with the option to own the leased property at the end of the term of the lease as per the agreement signed between the two parties. The customer pays monthly rentals that comprise of fixed, variable and supplementary rentals.

FEATURES & BENEFITS

Finance up to 75 %of the value of Administrative & Commercial units

Finance up to 10 years

EHFC can accept 1st degree partner for an extra income

Competitive interest rate fixed & variable

EHFC can finance registered units, eligible ones for registration, new urban communities/ cities located in: Greater Cairo, such as (New Cairo City /6th of October City), and all over governorates in Egypt including Ein El Sokhna, North Coast etc…

ELIGIBILITY CRITERIA

Resident Egyptians

Employee or self
employed professional

Non Resident Egyptians